AI Insights

Premium Credit Limited, the UK’s leading premium finance company, and Godel have entered into a strategic, multi-year partnership to enhance Premium Credit’s technology platform and accelerate AI adoption, supporting the next phase of the company’s growth.

The partnership forms part of Premium Credit’s wider ambition to help one in 10 individuals and businesses manage the payments that matter by 2030, with technology playing a central role in how the business scales, innovates and enhances customer and partner experiences.

Through the partnership, Godel will work with Premium Credit to build on its existing software estate, strengthen engineering and delivery capabilities, and extend the technical foundations that will support AI adoption across the business.

Giles Offen, Chief Product and Technology Officer at Premium Credit, said: “Technology has always been central to how we serve and support our partners and customers, and AI raises the bar for how organisations build and operate.”

“We chose Godel for its AI-first engineering capability and its experience delivering complex work in regulated environments. We wanted a partner who could help us build on what we’ve already established and support our longer-term AI ambitions.”

Giles Offen, Chief Product and Technology Officer at Premium Credit

“With more than 2,500 partners and over three million customers, we’re starting from a position of real strength — this partnership is about evolving alongside our customers’ expectations and the wider market, enhancing customer service and strengthening operational efficiency.”

The partnership focuses on AI enabled software engineering and platform enhancement, helping Premium Credit create more scale to meet the demands of the long-term plan. Over time, it’s expected to support wider AI adoption across engineering, delivery and operational workflows – enabling the business to accelerate delivery and support future innovation.

Joe Wolski, CTO at Godel, said: “Many organisations are still treating AI as a standalone tooling conversation, but the reality is much bigger than that. AI changes how software gets built, how businesses operate, and how technology teams scale.”

“Premium Credit is taking a much more strategic view and embedding the right technical foundations now so the business can innovate and adopt AI in a structured and commercially meaningful way over the long term.

For us, this partnership reflects where the market is heading – organisations are moving beyond isolated experimentation and starting to rethink their delivery models, platforms, and operating structures around AI.”

The partnership also reflects growing demand within the financial services sector for technology environments capable of supporting AI-driven innovation while balancing governance, security and compliance requirements.

About Premium Credit

Premium Credit is a leading provider of insurance premium finance and a range of annually charged services, including tax, regulatory and accountancy fees, sports season tickets, memberships and school fees in the UK and Ireland. Each year, we lend more than £6 billion and service over 3 million customers through a network of over 2,500 partners. We are multi-award-winning, and the only premium finance provider accredited by BIBA and Brokers Ireland.

For more information, please visit www.premiumcredit.com

Posted 11 Jun 2026

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